AccountNow - Prepaid Visa Review

The Account Now Visa is a prepaid debit card. You must first deposit cash onto your card and then you can use you card to access cash, make purchases or pay bills.

100% guaranteed approval, no matter what is in your credit history. You are guaranteed to be approved even if you are in chex systems, have a bankruptcy or no credit.

This prepaid debit card works just like a checking account. You can write physical checks from your account and use your card to make purchases.

You can write checks through a free service for every account now visa card holder called bill pay. You simply go online and fill in the details of a company or person you want to write a check to. Details are address, name and how much. Then a real physical check is then mailed to that business or person.

This is a great method to pay your bills. The first seven checks of every month are free and then it is $1.00 per check after that. You card can also be used to make purchases or pay bills over the phone and online.

Bill Pay works hand and hand with credit builder. When you make a payment using bill pay then credit builder will make a notation of that payment with a credit reporting service. This is a method for you to build positive payment history and a way to prove credit worthiness to future lenders.

Money can be deposited on your card through direct deposit. You fill out a short form and turn that into your employer and then your checks are automatically deposited on your card. If you choose this option when you sign up you will receive free activation.

You can also place money on your account by making a deposit through money gram and western union. A deposit using western union is free if the amount is over $300, with money gram you will be charged $3 and some change per deposit.

You also can use the green dot money pack to deposit funds onto your account. This is done by visiting any green dot retailer which include wal-mart, walgreens, cvs, meijer, kroger and many more. You purchase a money pack for $4.95 and then call 1-800-GreenDot and enter your account number.

Another way is to visit a ready link store, locations include safeways and 7-Elevens. You tell the cashier you want to add money to your account now visa and give the cashier money. The cashier swipes your account now visa accepts your money and you have deposited funds on to your credit card.

You will receive monthly online account statements and if you choose you can have a paper statement sent to your home also. The Account Now Visa has zero liability. This means if you card is stolen or used to make unauthorized purchases you will not be held liable.

In sum, we suggest the account now visa over any other prepaid credit card available. This card carries many benefits that are free that other prepaid cards charge for. You get free activation, free bill pay, and free credit builder.